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How much does a new roof cost?

Get a realistic low, mid, and high price range for a roof replacement based on the cost drivers most online estimates ignore: your real roof area, layers to tear off, steepness, and material tier. Ballpark only, then get three local bids.

Ballpark only, not a quote. These ranges are computed from your inputs times published baseline ranges, not Kelly WM pricing data. Roof prices swing widely by region, crew, and what the deck looks like once the old roof is off. Always get three local bids before you commit.

How much does a new roof cost?

There is no single answer, and any tool that hands you one flat number is guessing. A roof replacement price is built from a handful of cost drivers, and this estimator walks through the ones most homeowners miss. Enter your roof size and details above to get a low, mid, and high installed range, then read on so you can tell a fair bid from a lowball one. This is a ballpark for planning, not a quote, and the numbers are never presented as our own pricing data.

The cost drivers most online estimates ignore

The biggest reason a modest estimate and an estimate two or three times larger can both be honest is that the roof itself is more complicated than its floor plan. Here is what actually moves the price, and what each input above is doing:

  • Roof footprint vs roof surface (the pitch multiplier). Your roof is bigger than the ground it covers. A steeper pitch means more surface area, so a 1,800 sq ft footprint can be 2,000 to 2,560 sq ft of actual roof once you account for slope. We multiply your footprint by a pitch factor before pricing anything.
  • Shingle layers to tear off. Every old layer has to come off, get bagged, and get hauled away. Two layers roughly doubles the tear-off and disposal line versus one. New construction with zero layers skips it entirely.
  • Steepness and walkability. A crew can walk a 6/12 roof. Past about 8/12 they need harnesses, toe boards, and more time, which is a real labor surcharge, not a markup.
  • Material tier. Basic 3-tab asphalt, architectural shingle, premium designer shingle, standing-seam metal, and tile or slate live in very different price worlds. Material tier is usually the single largest swing in the whole estimate.
  • Decking replacement contingency. Once the old roof is off, the crew can finally see the plywood or board decking underneath. Rotten or soft sheets have to be replaced, and that cost is impossible to know for certain until tear-off. Older roofs deserve a bigger allowance.
  • Flashing, valleys, and penetrations. Every valley, chimney, skylight, and pipe boot is a place water wants to get in, and each one is hand-detailed flashing labor. A cut-up roof with lots of penetrations costs more per square than a simple gable.
  • Permit and dumpster. Most reroofs legally require a permit, and the tear-off needs a dumpster. These are real line items that a suspiciously cheap bid sometimes leaves out.

Our estimator measures cost in squares (one square equals 100 sq ft of roof surface, the unit roofers and suppliers actually use) and applies these drivers to a published baseline range to produce your low, mid, and high numbers.

Why two roofers quote wildly different numbers

Homeowners are often shocked when three bids for the same house land thousands of dollars apart. Most of that spread is real, and learning to read it protects you:

  • Different scope, same roof. One bid may assume a full tear-off while another quietly assumes an overlay. One may budget to replace decking, another hopes the deck is fine. You are not comparing the same job.
  • Material and warranty. A 3-tab shingle with a basic warranty is a different product than an architectural shingle with a manufacturer system warranty that requires specific underlayment and ventilation.
  • What is in the price. Flashing replacement, drip edge, ridge vent, ice-and-water shield, permit, and old-roof haul-off may be itemized in one bid and missing from another.
  • Licensing, insurance, and crew. A licensed, insured contractor with W-2 crews and workmanship warranties carries costs a fly-by-night does not. The cheapest bid is sometimes cheap because it skips the parts that protect you.

The fix is not to chase the lowest total. Get every bid to itemize tear-off, decking allowance, flashing, accessories, permit, and warranty, then compare line by line. A mid-priced bid with a complete scope usually beats a cheap one with blanks.

Tear-off vs overlay: the decision that changes your price the most

An overlay (sometimes called a re-cover) lays new shingles directly over the existing layer. A tear-off strips the roof down to the decking first. Overlay is cheaper up front because it skips tear-off labor and disposal, and that gap is exactly why some bids look like a steal.

But the savings come with strings. An overlay hides the decking, so rot and soft spots go unseen and unrepaired. It piles extra weight on the structure, traps heat that ages the new shingles faster, and rarely lasts as long. Most building codes allow only two total layers, so a second overlay is usually off the table, and many manufacturer warranties are void on an overlay. A full tear-off lets the crew inspect and repair the deck, install fresh underlayment, and gives you the longer-lasting, warrantied result. If a roof is near the end of its life or you plan to stay in the home, tear-off is almost always the better long-run value even though the sticker is higher.

Florida roofs: wind load, HVHZ, and the insurance angle

If your roof is in Florida (or another hurricane-exposed coast), the price math shifts and you should verify the current rules with your local building department, because codes change. A few factors that commonly raise the number:

  • Wind-load requirements. Florida roofs must meet wind-uplift standards, which can mean enhanced nailing patterns, ring-shank nails, and rated materials.
  • High Velocity Hurricane Zone (HVHZ). Miami-Dade and Broward counties enforce stricter product approvals, secondary water barriers, and extra inspections. Those add material and labor cost. Verify whether your county is HVHZ.
  • Permit and roof-repair triggers. Florida has had rules where repairing more than a set percentage of a roof can require bringing the whole roof to current code. The exact threshold has changed over the years, so confirm the current figure locally before assuming a repair stays a repair.

On the insurance side, if storm damage is involved, your out-of-pocket cost is often closer to your deductible plus any upgrades than the full roof price, because an approved claim covers the covered portion. Read your policy for hurricane vs standard deductibles, document damage, and be cautious of any contractor who offers to waive or absorb your deductible, which can be illegal. None of that is a quote, it is context, so still get three local bids.

Pro tips

  • Get exactly three bids. One is no comparison and five is decision paralysis. Three reveals the real local range.
  • Ask each bidder, in writing, whether the price includes a full tear-off and a decking-replacement allowance, and what the per-sheet cost is if more decking is needed.
  • Match warranties, not just totals. A workmanship warranty (the crew) and a manufacturer warranty (the materials) are two different protections.
  • Budget a contingency. Decking damage you cannot see until tear-off is the single most common cost surprise.
  • Confirm the contractor is licensed and insured for your state, and ask for the certificate of insurance directly from their carrier.

Frequently asked questions

How much does a new roof cost?
There is no single number, because price scales with your roof's real surface area (footprint times pitch), how many old layers must be torn off, the steepness and access, and the material tier. A small, walkable architectural-shingle reroof sits at the low end, while a large, steep, tile or metal roof with decking repairs sits much higher. Enter your numbers above to see a low, mid, and high range, then get three local bids.
Why do two roofers quote such different prices for the same roof?
Most of the gap is real, not games. One bid may include a full tear-off while another assumes an overlay, one may budget for decking replacement and the other hopes the deck is sound, and material tier, warranty, flashing details, and licensing all move the number. The cheapest bid often skips the line items that protect you. Compare scope line by line, not just the bottom total.
Should I tear off the old roof or overlay new shingles on top?
An overlay (a second layer over the existing shingles) is cheaper up front because it skips tear-off and disposal, but it hides rotten decking, adds weight, traps heat, shortens the new shingle's life, and is limited to one extra layer by most codes. A full tear-off lets the crew inspect and repair the deck and usually gives a longer-lasting result. Many roofers and warranties require a tear-off.
How does a Florida wind-load or HVHZ requirement change the cost?
Florida roofs must meet wind-load requirements, and High Velocity Hurricane Zone (HVHZ) counties like Miami-Dade and Broward add stricter product approvals, enhanced nailing patterns, secondary water barriers, and inspections that raise material and labor cost. Permit triggers and the roof-repair percentage rule can also force a fuller replacement. Verify the current code and permit rules with your local building department.
Is this calculator an exact quote?
No. It is a ballpark planning range, not a quote, and the numbers are not Kelly WM's own pricing data. The baseline ranges come from published industry sources and your local market will differ. Decking condition, complex flashing, permits, and access can only be priced after an on-site measurement, so always get three local bids before you commit.

Roofers, turn this into your lead machine.

Every homeowner Googling "how much does a new roof cost" is a roof shopper. Picture this estimator on your own site, capturing each one and emailing you the lead while you sleep. That is exactly the kind of thing we build. Get a free mockup and see it on your site.

Get a free mockup or audit →Need roofing web design & seo? See Roofing web design & SEO · or call (407) 694-2055
Pro version coming soon

A branded roof cost estimator wired to your local pricing and your inbox

The Pro version drops this tool onto your own domain with your logo, your per-square rates and material tiers, your service-area pricing, and a lead capture that emails or texts you the moment a homeowner finishes an estimate. Qualify roof shoppers before the phone even rings.

Get early access, book a free call →

How the estimate is assembled

Everything starts with geometry. The footprint you enter is the ground your roof covers, not the roof itself, so the tool multiplies it by a pitch factor, from 1.02 on a low slope up to 1.42 on a 12/12, to reach actual roof surface. That surface divides into squares of 100 square feet, the unit roofers and suppliers price in. An 1,800 square foot footprint on a common pitch works out to roughly 20 squares.

Each square then gets a low and a high figure: installed material cost for your tier, plus $100 to $175 per layer of old roofing to strip and haul away, plus a decking allowance if you flagged the deck as questionable. Three multipliers for steepness, complexity, and stories apply on top, and permit and dumpster arrive as a flat allowance for the job. The material ranges come from public remodeling cost guides, Angi, Fixr, Forbes Home, This Old House, and per-square roofing references, last reviewed June 6, 2026. They are not Kelly WM pricing, and we do not sell roofs.

Two things deserve saying out loud. The multipliers compound: very steep plus complex plus three stories stacks to roughly 1.9 times, and they apply to the whole per-square figure including material, so read them as a rough labor and waste allowance, not a precise surcharge. And the tool cannot see your roof. It does not know how many planes, dormers, or valleys you really have, what the decking looks like under the old shingles, what a crew charges in your zip code, or what your local code requires for underlayment and fastening. The decking line is a contingency, not a finding. Use the range to read three written bids, then go get them. Other estimating tools sit in the free tools library, and a free mockup is the place to start if you want one on your own site.

Why is the roof bigger than my house?

Because a sloped roof covers more surface than the ground beneath it, and the steeper the pitch the wider the gap. A gentle slope adds a few percent. A 12/12 adds more than 40. That is why an estimate built off a floor plan comes in low, and why this tool asks for pitch before it prices anything. If you already have a real roof measurement from an aerial report, note that the calculator expects the footprint and adds the slope itself.

Does the range include tear-off and the permit?

Only if you tell it to. Tear-off is priced per layer, so selecting none, right for new construction or an overlay, drops that line entirely. Permit and dumpster are an include or exclude switch, set to include because most reroofs require both. Before you decide a bid is high, check that it contains the same items.